What mobile money must learn from banks to cross African borders
Your M-Pesa works in Nairobi but not in Accra or Johannesburg. See what it costs you, what banks solved, and how Africa can fix it.
Category Blogs
African Banks Want Merchants. Fintechs Want Deposits. The Deals Show Both.
Since August 2025, African banks have put about $490m into fintechs, while fintechs bought microfinance banks for deposit licences. Here is who bought whom, why, and what changes for customers.
OPay Heads to New York: How It Stacks Up Against Africa’s Biggest Financial Services IPOs
OPay seeks up to $336 million on the NYSE this week. We ranked Africa’s top 10 financial services IPOs since 2006 and show exactly where the Nigerian fintech would land.
From Bank ATMs to National Infrastructure: Inside SARB’s Cash Smart Plan
South Africa’s proposed shared ATM network could lower cash access costs, expand coverage and push banks to compete through service, pricing and stronger customer relationships.
Top 10 African Banking and Fintech Leaders to Watch in 2027
Meet 10 executives to watch in 2027, whose decisions could reshape how Africa banks, pays, finances businesses and moves money across borders.
From Okada Ban to Wall Street: How OPay Rebuilt Itself Into a $4 Billion Digital Bank
OPay filed for a New York listing on October 9. Its numbers show a Nigerian fintech that more than doubled revenue in six months and now earns money from 50 million monthly users. Here is how it got there, who owns it, and what you should watch before it lists.
Kenya Loses Another Mobile Money Pioneer as Eric Muriuki Joins Absa
Every time M-Shwari covers an emergency or Fuliza clears a payment, you use something Eric Muriuki helped build. After 19 years at NCBA, the man behind the M-Pesa trust framework, M-Shwari, Fuliza and LOOP has joined Absa Group in Johannesburg. This is his story, and a hard question about what Kenya loses when its pioneers leave.
The Biggest Threats to Commercial Bank Revenue
Commercial banks face growing pressure from fintechs, mobile money, stablecoins and legacy systems. This analysis explains the revenue threats and practical strategies for future growth.
Beyond Banking Apps: African Banks Building Digital Platforms, Wallets and Payment Businesses
African banks are creating digital businesses that extend beyond ordinary mobile and internet banking.
These propositions can open accounts remotely, hold electronic value, serve people without traditional bank accounts, finance customers, acquire merchants, process payments and support cross-border transfers
African Banking Is Regional: What East, West, Southern and North Africa Do Best
African banks have developed distinct regional strengths. East Africa leads digital retail banking, West Africa delivers scale, Southern Africa leads institutional finance, and North Africa connects the continent to global trade
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