Africa’s banking sector is undergoing a digital revolution. Across the continent, rising smartphone adoption and fintech innovation are transforming how individuals and businesses access financial services. From mobile wallets reaching the previously unbanked to AI-powered banking platforms, African financial institutions are leapfrogging legacy approaches. To compete and thrive, banks need robust digital banking software solutions that can support retail, SME, corporate, and omnichannel services across diverse markets. This post highlights ten leading digital banking software providers in Africa (in no particular order). Each offers unique strengths to help African banks drive innovation, inclusion, and growth in the digital era.

Sopra Banking Software

Overview: Sopra Banking Software (SBS) is a global fintech company with deep roots in core banking. In Africa, SBS has an extensive footprint – it serves over half of the banks on the continent. Its platforms (such as Sopra Banking Platform and Digital Banking Suite) power everything from core transactions to digital channels for many regional and pan-African banks.

Strengths: Sopra’s solutions combine rich functionality with localization. The company has over 1,500 financial institution clients in 100+ countries, bringing global expertise while tailoring products to local needs. In Africa, SBS’s technology underpins innovative projects like Kenya’s KCB Vooma mobile wallet. KCB partnered with Sopra to build Vooma – a digital lending, savings, and payments platform – and migrated millions of mobile loan customers onto Sopra’s system. The result was rapid loan disbursement (40+ million loans totaling $3B in four years) and improved financial inclusion via mobile channels. Such case studies demonstrate Sopra’s capability to handle scale (tens of millions of users) and deliver new digital products quickly. Moreover, SBS offers modular, cloud-ready solutions recognized by industry analysts for enabling digital banking transformation. For African banks juggling legacy cores and new fintech competition, Sopra provides a trusted yet forward-looking option.

Use in Africa: With clients ranging from North Africa (e.g. Tunisia’s BTK Bank adopting Sopra’s digital suite) to West and East Africa (e.g. BANK OF AFRICA group for cross-border remittances), Sopra has proven experience across the continent. Its extensive African client base (including many francophone markets and anglophone giants) attests to strong on-ground support and regulatory compliance. Overall, Sopra Banking Software is a heavyweight partner for African banks seeking end-to-end digital banking modernization.

Infosys Finacle

Overview: Finacle by Infosys (part of EdgeVerve Systems) is a comprehensive core banking and digital channel suite that has become a familiar name in African banking. Many of Africa’s top-tier banks run on Finacle for core processing, online banking, mobile banking, and more. For example, Standard Bank Group, the continent’s largest bank by assets, uses Finacle as a core platform across 16 African countries. Likewise, Nigeria’s Guaranty Trust Bank (GTBank) and United Bank for Africa (UBA) have selected Finacle to drive multi-country digital transformation.

Strengths: Finacle’s key strength lies in its breadth and flexibility. It covers retail banking basics (deposits, loans, payments) up to sophisticated needs like treasury and wealth management. The platform is modular and API-driven, allowing banks to integrate fintech services or customize features easily. Crucially for Africa, Finacle was architected with a mobile-first, cross-border focus. It enables features like agent banking, mobile wallets, and seamless multi-currency transactions – all vital in Africa’s fast-growing, mobile-centric markets. This aligns with banks’ financial inclusion initiatives (e.g. using mobile agents for last-mile service) and the need to handle regional banking across borders. Finacle also comes with robust regulatory compliance tools (pre-configured modules for AML, tax, central bank reporting) to meet diverse African regulations.

Use in Africa: Finacle’s track record in Africa is strong. It is utilized by leading banks in Nigeria, South Africa, Kenya, and beyond, delivering enterprise-grade performance with agility for Africa’s fast-changing markets. For instance, GTBank adopted Finacle’s digital banking suite to upgrade customer experience across 10 African countries. Standard Bank’s CIO praised Finacle as a strategic partner that continuously evolves to meet the bank’s needs across 20 markets. In summary, Infosys Finacle offers African banks a well-proven, scalable core and omnichannel platform – one that is modern (cloud-enabled, open API) yet backed by decades of global banking expertise.

Backbase

Overview: Backbase is an Amsterdam-headquartered fintech known for its Engagement Banking Platform – a leading omnichannel digital banking solution. Unlike core banking systems, Backbase focuses on the customer-facing layer, helping banks unify their digital customer experience across mobile, web, and other channels. Backbase has gained significant recognition in EMEA (Europe, Middle East, Africa), including Africa, for enabling banks to launch modern retail, SME, and corporate digital banking portals rapidly.

Strengths: The Backbase platform allows banks to deliver personalized, seamless digital experiences that today’s customers expect. It acts as a digital engagement layer that can sit on top of legacy cores, thereby reducing tech debt and fast-tracking innovation. For African banks contending with fragmented legacy systems, Backbase offers a way to “wrap and renew” – i.e., provide cutting-edge digital channels without a full core replacement. The platform is highly modular and comes with ready-made user journeys for onboarding, account management, payments, loans, etc., which can be tailored to local market needs. Backbase has also been investing in AI capabilities. In 2024–2025 it launched an AI-powered banking platform that unifies intelligent customer service and sales, aimed squarely at helping African banks scale efficiently while serving diverse customer bases. This focus on AI-driven personalization, automation, and analytics aligns well with African banks’ goals to deepen customer relationships and drive new revenue streams in competitive markets.

Use in Africa: Backbase is actively expanding its presence in Africa. It partners with banks and local tech integrators to deliver next-gen solutions across the continent. For example, South Africa’s Absa Bank launched a revamped online banking platform using Backbase technology, offering customers a unified dashboard of services. In North Africa, Backbase recently teamed with Moroccan consultancy Seven to roll out its platform to more banks in the region. Industry accolades also underscore Backbase’s impact – it won “Most Innovative Mobile Solutions” at the Africa Pay&ID Expo 2022 and was named “Best Digital Transformation Provider” in MEA in 2023. Ultimately, Backbase provides African banks a fast path to world-class digital banking experiences, helping them boost customer adoption while remaining agile. For C-suite executives, Backbase represents a solution to differentiate on customer experience without overhauling the entire core system.

Temenos

Overview: Temenos, a Swiss banking software giant, is renowned for its core banking system now called Temenos Transact (formerly T24). Temenos has a long and deep history in Africa – its presence spans from top-tier banks in South Africa to nimble microfinance institutions in East and West Africa. In fact, Temenos is often considered the market leader in core banking across Africa, with hundreds of financial institutions on the continent using its solutions. Temenos also offers a digital front-end product (Temenos Infinity) that integrates with the core to provide omnichannel banking capabilities.

Strengths: Temenos Transact is prized for its robust functionality combined with local relevance. It supports real-time processing and multi-country deployment while handling each jurisdiction’s regulatory requirements. This is crucial for African banking groups operating in varied regulatory environments – Temenos comes with “Model Bank” localizations for many African countries, speeding up compliance. The system has proven it can scale to meet soaring customer demand and transaction volumes without breaking a sweat. Another advantage is Temenos’s strong mobile and agent banking integrations. It provides out-of-the-box connectors to digital banking apps, agent networks, and mobile wallets– features that help banks extend services into rural areas and integrate with popular mobile money platforms. Temenos is also continually modernizing its stack (cloud-native options, open APIs), ensuring legacy customers can modernize in place. Choosing Temenos is seen as “acquiring a platform with a sound roadmap built for the African market,” not just a one-off system purchase. This long-term strategic value appeals to C-suite leaders focused on future-proofing.

Use in Africa: Temenos has enabled success stories across the continent. Large banks: For instance, in South Africa, a major bank like Absa (through acquisitions) and others have used Temenos for certain operations. In North Africa, Bank of Africa (Morocco-based group) implemented Temenos for multi-country core banking to standardize its operations. Challenger banks: Digital-only banks and microfinance institutions also leverage Temenos for its rich functionality; they can start with a lean setup and add modules as they grow. With Temenos Transact, African banks gain a proven, Tier-1 core system known for stability and scalability. It’s complemented by Temenos Infinity for digital channels, which several African banks utilize to launch modern mobile apps and internet banking portals. In summary, Temenos offers African banks a trusted core banking backbone with the flexibility to innovate – balancing the reliability needed for mission-critical core processing with the agility to adapt to Africa’s dynamic banking landscape.

MuRong Technology

Overview: MuRong Technology is a newer entrant making waves in Africa with its next-generation digital banking platforms that serves over 800M users globally. Originally from Asia (with strong engineering roots in China’s fintech scene), MuRong has brought a fresh, cloud-native approach to digital banking and core banking in Africa. The company touts a “zero legacy hangover” – its systems are built from scratch on modern microservices architecture, avoiding the baggage of older legacy cores. MuRong’s rich engineering culture and innovation DNA are evident in its rapid deployments and cutting-edge features. It offers two main products: MuRong DBS (Digital Banking System) and MuRong IDO (Innovative Digital/Open banking system), catering to different transformation strategies (full core replacement or a hybrid “fusion” model).

Strengths: MuRong’s platform is cloud-native, microservices-based, API-open, and highly scalable by design. This modern architecture enables elastic scaling (crucial for African banks suddenly onboarding millions of mobile users) and fast iteration of new features. Banks can avoid the “technical debt” that often plagues older systems. MuRong also emphasizes an omnichannel suite out of the box: mobile wallets, digital lending, super-app integration, USSD for feature phones, agent banking support – all the channels pertinent to Africa’s banking ecosystem. Security and KYC innovation are built-in (e.g. biometric authentication, eKYC modules) to balance compliance with user experience. Commercially, MuRong is flexible: its solutions support SaaS or on-premise, modular adoption, and even multi-tenant setups for pan-regional operation. Essentially, MuRong provides a greenfield digital banking stack that a bank can implement quickly without legacy constraints – ideal for institutions seeking leapfrog transformation.

Use in Africa: In just a few years, MuRong has delivered impressive African success stories. Notably, NCBA Bank (Kenya) where they delivered a next-gen Digital banking system, as NCBA’s legacy systems were struggling with the scale of its mobile Digital financial services. The project involved migrating over 80 million account records (mostly small mobile savings and loan accounts) onto MuRong’s new core in 2020. This was Kenya’s first distributed, cloud-based core banking deployment, and it immediately boosted system performance (from 60 transactions per second to 420 TPS) and lowered costs for NCBA. Thanks to this platform, NCBA’s digital services (like the M-Shwari mobile savings product) scaled to serve over 50 million customers in Kenya alone by 2024 – and NCBA is expanding that model to Tanzania, Ethiopia, Ghana and more. Another top institution, KCB Group, implemented MuRong’s digital banking solution (MuRong IDO) alongside its existing core, achieving a fast rollout of new digital offerings across multiple East African countries. These cases showcase MuRong’s ability to deliver massive scale and rapid innovation. From a C-suite perspective, MuRong Technology offers perhaps the “most modern” option in this list – a chance to transform digitally with a clean-slate system designed for agility, high performance, and continual innovation, unencumbered by legacy technology.

Mambu

Overview: Mambu is a leading Software-as-a-Service (SaaS) cloud banking platform that has gained traction among African neobanks, fintechs, and progressive traditional banks. Founded in Germany, Mambu provides a composable banking architecture delivered via the cloud. It allows institutions to pick and choose the components they need (core banking, lending, deposit management, etc.) and easily integrate third-party solutions. Mambu’s pay-as-you-grow model and API-driven flexibility make it especially attractive for mid-tier banks and startups in Africa seeking a quick, cost-effective route to digital banking.

Strengths: Agility and speed are Mambu’s hallmark. Banks can launch new products in a fraction of the time compared to legacy system projects, since Mambu handles the heavy lifting of infrastructure, updates, and scalability in the cloud. This is critical in Africa’s competitive fintech landscape – incumbents and challengers alike need to respond swiftly to opportunities (like mobile loans, agency banking, buy-now-pay-later, etc.). Mambu’s cloud-native design inherently provides scalability and resilience. It enables banks to start small and scale to millions of users without re-architecting. Importantly, Mambu supports a “composable” approach where a bank can modernize specific parts of its tech stack step by step. For African institutions hesitant to do a risky big bang core replacement, this is a sensible strategy. Mambu also readily integrates with mobile and digital channels – it’s API-friendly and often used as the backend for digital-only banks that offer app-based services. In terms of functionality, Mambu covers core retail and SME banking needs (accounts, lending, savings, etc.) with a focus on simplicity and reliability.

Use in Africa: Mambu has been the engine behind some of Africa’s prominent digital banking success stories. For example, TymeBank in South Africa – the country’s first digital-only bank – built its banking operations on Mambu. TymeBank leveraged Mambu to rapidly scale; within about two years of launch, TymeBank grew from zero to over 3.3 million customers while onboarding ~7,000 new customers per day at its peak. Mambu’s platform allowed Tyme to integrate a hybrid service model (digital onboarding through a mobile app combined with physical service kiosks at retail partners) – all while keeping costs low and maintaining agility to add new services via third-party fintech partners. Mambu’s footprint in Africa also includes fintech lenders, microfinance institutions, and banks in Nigeria, Kenya, Ghana, and Egypt that are launching digital loan products or greenfield digital subsidiaries. The General Manager of Mambu Africa has noted that Mambu is ideal for Tier 2/3 banks and neobanks in Africa, enabling them to modernize targeted units and offer more personalized products without the burden of legacy cores. In summary, Mambu provides African financial players a modern cloud core that delivers speed, flexibility, and cost-efficiency – aligning perfectly with the region’s leapfrogging trend toward cloud and open banking.

SDK.finance

Overview: SDK.finance is a European-based fintech software provider offering a white-label digital banking and payments platform. While not as large a name as some others on this list, it is an emerging option for African neobanks, challenger banks, and payment companies that want maximum control and customization. SDK.finance’s platform comes as on-premises software (with source code available), allowing institutions to build their own digital bank or e-wallet solution on top of a proven infrastructure. Essentially, SDK.finance provides the “bank-in-a-box” technology, and the client can tailor the user experience and features to their market.

Strengths: The key advantage of SDK.finance is control and flexibility. Banks or fintechs licensing the platform get access to the full source code, enabling deep customization to fit unique requirements. This can be appealing for African fintech startups or bank innovation labs that have strong developer teams and want to differentiate their digital products. SDK.finance supports all popular digital channels (web, iOS, Android apps) out of the box, covering typical retail banking functionalities like account management, payments, card issuing, and even loyalty programs. It’s essentially a full-fledged digital banking core with multi-currency and multi-language support. The architecture is modern (API-centric and modular), which means clients can integrate local services – for example, hooking into mobile money APIs, credit scoring services, or identity verification systems common in African markets. Another strength is rapid time-to-market: SDK.finance advertises that it can help launch a neobank or e-wallet in months rather than years, since a lot of the backend plumbing is pre-built. Institutions can avoid reinventing the wheel and instead focus on UX and acquiring customers. For banks looking to experiment in a specific segment (say a youth-centric digital sub-brand) or fintech entrepreneurs targeting niche financial services, this platform offers a shortcut with plenty of room for customization.

Use in Africa: SDK.finance is relatively new in the African scene, but it aligns well with the rise of fintech hubs in markets like Nigeria, Kenya, South Africa, and Egypt. Some fintech companies in the Middle East & Africa region have used SDK.finance’s engine to power digital wallet apps and challenger bank offerings. For instance, in the Middle East, it’s known to have been used for building Liv. digital bank (in the UAE) and others– demonstrating its capability to handle large retail customer bases in emerging markets. In Africa, where dozens of new fintechs are emerging to offer specialized services (remittances, mobile wallets, micro-loans), SDK.finance provides a cost-effective foundation to build upon. C-suite executives evaluating “build vs buy” for digital banking might consider SDK.finance as a middle ground – you buy the core platform but effectively build your unique digital bank on it with full control. This approach can reduce development time significantly while still allowing differentiation. In summary, SDK.finance is a compelling option for Africa’s innovators who want to launch digital banking products fast, with the freedom to tailor the solution end-to-end.

Oracle FLEXCUBE

Overview: Oracle, a global technology leader, offers FLEXCUBE, an enterprise-class core banking system widely used by banks around the world, including Africa. Oracle FLEXCUBE is known for its comprehensive suite of banking functionalities and the backing of Oracle’s robust technology stack. Many leading African banks – especially those operating in multiple countries – have adopted FLEXCUBE for its reliability and multi-country capabilities. Oracle also provides other banking solutions (like Oracle Banking Digital Experience for channels), but FLEXCUBE remains its flagship for core banking and is often at the heart of large digital transformation projects in Africa.

Strengths: FLEXCUBE delivers strength at scale. It offers a complete range of banking products (retail, corporate, treasury, payments) within a single, integrated system. For banks with diverse operations (e.g., retail branches, corporate banking, international business), having one unified core can greatly simplify operations and data management. One of FLEXCUBE’s standout features is its support for multi-entity, multi-currency, multi-language environments. This is particularly ideal for pan-African banks or groups present in different countries and currency zones – FLEXCUBE allows running a centralized core with localized parameters for each entity. Additionally, Oracle has infused the platform with strong analytics and decision-support tools. FLEXCUBE doesn’t just process transactions; it includes built-in analytics for intelligent insights – useful for credit scoring, fraud detection, and personalized customer marketing. This level of data-driven capability helps African banks move from reactive service to proactive customer engagement, a key to competing with agile fintechs. In terms of technology, FLEXCUBE can be deployed on-premise or on cloud infrastructure and benefits from Oracle’s continuous investment in security, performance, and modernization. It is known to handle high-volume environments – useful in markets like Nigeria or Egypt where banks may have tens of millions of accounts.

Use in Africa: Oracle FLEXCUBE has a solid installed base across Africa. For example, some of Nigeria’s top banks historically ran on FLEXCUBE for core banking, leveraging its stability for massive transaction volumes (consider the demands of Nigeria’s 200+ million population). In East Africa, banks like Co-operative Bank of Kenya have used FLEXCUBE for core banking as well. The system’s strength in handling cross-border needs makes it a go-to for pan-African players such as Ecobank or Standard Bank for certain operations. Moreover, as African governments and banks push for greater financial integration (think African Continental Free Trade Area facilitating cross-border trade), having a core system adept at multi-currency and cross-border processing is a strategic advantage. One trade-off is that FLEXCUBE, being a heavyweight system, can be complex and resource-intensive; it’s often favored by large banks with big IT budgets. But Oracle has been tailoring its offerings for mid-tier banks too, with cloud-based deployments reducing infrastructure burden. From a C-suite view, Oracle brings global credibility – it’s a safe pair of hands, with 47 of the world’s top 100 banks as customers of Oracle’s financial services solutions. Choosing FLEXCUBE in Africa thus means joining a community of leading institutions and gaining a platform capable of supporting aggressive growth with high stability.

Finastra

Overview: Finastra is a global fintech formed by the merger of Misys and D+H, offering a broad portfolio of banking software. In Africa, Finastra’s flagship Fusion banking platform is recognized for its versatility – it combines core banking capabilities with an ecosystem-friendly design. Finastra solutions (such as Fusion Essence for core banking and Fusion Digital for channels) are used by various African banks, especially those looking to innovate through partnerships and new services. Finastra also has strong offerings in corporate banking, trade finance, and payments, which complement its digital retail banking suite for a comprehensive solution.

Strengths: The Fusion platform is designed with openness and agility in mind. It provides the heavy-duty processing of an enterprise core, but also the nimbleness of a fintech platform that can easily integrate third-party innovations. This is a boon in Africa where banks increasingly collaborate with fintech startups for solutions like agency banking, mobile wallets, or credit scoring. Finastra enables co-creation of new products through open APIs and an app marketplace approach. Another strength is localization – Finastra has experience localizing for diverse regulatory regimes. Fusion accommodates country-specific KYC/AML rules, reporting formats, and digital ID frameworks, so banks can comply with regulations from Nigeria to Kenya to Francophone markets without extensive custom coding. The platform’s ability to support retail and corporate banking on one system is attractive to African banks aiming to streamline operations (e.g., a bank can serve retail customers and SMEs on the same core, rather than separate siloed systems, reducing complexity). Finastra also emphasizes real-time processing and a modern user experience. Features like instant loan approvals or real-time payments are possible, helping African banks meet customers’ expectations for speed. Its open architecture means banks can progressively build a best-of-breed ecosystem rather than being locked into one vendor for every component.

Use in Africa: Finastra’s technology powers a number of banks across Africa. In East Africa, Equity Bank (Kenya) had at one point used a Misys core system (pre-Finastra) during its growth phase. In West Africa, Guaranty Trust Bank and others have used Finastra’s trade finance and treasury solutions while considering Fusion for digital banking. Finastra is also active in North Africa and the Middle East, which often influences African banks’ tech choices. A notable trend is African banks leveraging Finastra for bank-fintech partnerships – for instance, enabling fintech lending apps to connect into the bank’s core or offering Banking-as-a-Service APIs. Finastra’s collaborative approach helps banks create new revenue streams (like offering their core systems to fintechs to build on). From a strategic perspective, a C-suite executive would value Finastra’s integrated yet open approach: it’s a single vendor for many needs (core, digital channels, payments, lending) which can simplify vendor management, yet it’s open enough to avoid vendor lock-in. With the Fusion platform’s emphasis on building an ecosystem, African banks can position themselves as platforms that plug in fintech innovations – a key for remaining competitive as the industry transforms.

Huawei Technologies

Overview: Huawei, best known as a global telecom and ICT provider, has in recent years become a significant player in digital banking infrastructure – especially in Africa. While not a traditional core banking software vendor per se, Huawei provides a full stack of technology solutions (cloud infrastructure, middleware, databases, and partner software) that enable digital banking. Huawei often collaborates with fintech partners (like MuRong Technology, Temenos, etc.) to deliver end-to-end digital banking projects. With a strong presence in Africa’s telecom sector, Huawei has leveraged its relationships and expertise to support banks and mobile money operators in large-scale digital transformations.

Strengths: Huawei’s strength lies in its technology breadth and integration capabilities. It offers cloud computing platforms (Huawei Cloud), enterprise servers and storage, and specialized financial services infrastructure that can underpin a bank’s digital backend. In African projects, Huawei positions itself as a one-stop digital transformation partner – providing reliable hardware, cloud, and working with software partners to tailor solutions. Huawei has massive global experience in financial services, having served over 2,000 financial institutions in 60+ countries, including 47 of the world’s top 100 banks. This gives it a deep bench of best practices and technical know-how. Importantly, Huawei’s solutions are known for scalability and performance, proven in telecom-grade environments. For African banks grappling with millions of mobile transactions, Huawei’s infrastructure ensures stability (for example, Huawei’s OceanStor all-flash storage and GaussDB database were used to dramatically boost NCBA Bank’s core processing speed and capacity in Kenya). Another strength is Huawei’s commitment to open collaboration. It has over 1,200 solution partners and 4,200 service partners – meaning it doesn’t operate in isolation but brings a rich ecosystem. This approach fits well in Africa where partnerships (e.g., between banks, telcos, fintechs) are crucial to success. Huawei’s financial service offerings also extend to things like mobile money platforms, AI-driven analytics, and fintech incubation, all aligning with Africa’s needs for inclusion and innovation.

Use in Africa: As African banks look to launch banking services in the cloud and leverage big data or AI, Huawei’s experience in ICT infrastructure is invaluable. It’s no surprise many African financial institutions consider Huawei as a key enabler for their digital banking vision.

Conclusion

Africa’s digital banking landscape is vibrant and fast-evolving. The top software providers powering this revolution each bring something unique to the table. Established core banking giants like Temenos, Finacle, Oracle, and Finastra offer proven platforms capable of supporting large, multi-country banks with robust functionality and compliance. Meanwhile, specialist digital banking players like Backbase focus on customer experience, helping banks deliver modern apps and personalized services. New-generation entrants like MuRong and Mambu exemplify the “leapfrog” approach – cloud-native, agile solutions built with no legacy baggage, allowing African banks to skip past older technology constraints. Companies such as Sopra Banking Software and SDK.finance provide additional choices, whether it’s Sopra’s widespread African presence and end-to-end suites, or SDK.finance’s flexible white-label approach for building custom neobanks.

For C-suite executives in African banking, the challenge is not lack of options, but choosing the right fit. Key considerations include scalability (can the platform handle tens of millions of customers?), flexibility (does it support mobile, agency, and cloud deployment out of the box?), and ecosystem compatibility (will it integrate easily with fintech partners and evolving open banking standards?). Cost and speed of implementation are crucial as well – a platform that offers quick time-to-market and low total cost of ownership can be a game changer, especially for mid-sized institutions.

The ten providers discussed above have all demonstrated success in Africa, whether through long-standing client relationships or groundbreaking new projects. There is no one-size-fits-all “best” solution – each bank must align its choice with its strategy. A large pan-African bank might prioritize a proven, comprehensive system like Temenos or Oracle for core stability, possibly layering Backbase or Finastra on top for digital channels. A nimble fintech or Tier 2 bank might opt for Mambu or SDK.finance to get started quickly and innovate in niche products. And for those aiming to truly transform at scale, MuRong’s zero-legacy, engineering-driven platform or Huawei’s end-to-end technology prowess could provide the edge to lead in digital banking without technical debt.

One thing is clear: digital banking in Africa is not the future – it is the present. Banks that leverage these top technology providers are positioning themselves to delight customers, drive inclusion, and stay ahead of both traditional competitors and fintech disruptors. Whether it’s enabling a farmer in rural Kenya to get a loan via mobile, or a pan-African SME to manage multi-country finances seamlessly, the right digital banking software can make it possible. By carefully evaluating the strengths of providers like those above, Africa’s financial institutions can embark on digital transformation journeys with confidence – knowing they have world-class partners to support their ambitious goals for the continent’s banking future.

Are you a financial institution looking for digital transformation partner email info@finhive.africa