Yoco is a South African payment platform built to support the continent’s underserved small businesses. With over 200,000 merchants onboarded, Yoco offers tools that help entrepreneurs accept payments, manage operations, and access short-term capital—all from one platform.
Yoco’s ecosystem blends hardware, software, and financial services into a mobile-first solution that gives small businesses the functionality they need to grow sustainably.
Products and Solutions:
- Card Machines
Affordable, portable card readers that accept tap, chip, and mobile wallet payments—ideal for use in shops, markets, or on the go. - Online Payments
Enable remote transactions through payment links, invoices, QR codes, or eCommerce integrations. - Yoco App
A business management tool that tracks sales, inventory, staff performance, and customer engagement—accessible via mobile. - Yoco Capital
Short-term working capital advances based on sales performance, helping businesses reinvest and grow. - POS Software
Integrated tools for real-time reporting, multi-staff usage, and seamless checkout experiences.
Target Segments:
- Informal traders
- Small shops and kiosks
- Cafés, salons, and service providers
- Online sellers
- Freelancers and mobile merchants
Market Reach:
Yoco has built one of the largest fintech platforms for SMEs in South Africa, with a focus on businesses previously excluded from formal payment infrastructure.
