Wibmo, a PayU company, delivers full-stack digital payment and security solutions trusted by over 200 banks across 30+ countries. Founded in 1999 and acquired by PayU in 2019, Wibmo enables secure, scalable payment experiences through robust authentication, fraud prevention, and digital financial services.
As India’s largest authentication provider and a leading PayTech across MEA and APAC, Wibmo powers more than 4 billion secure transactions annually—driving digital transformation for banks, PSPs, and fintechs.
Core Products and Capabilities:
- Strong Customer Authentication (SCA)
Multi-factor authentication platforms including 3DS 2.0, biometric, OTP, and risk-based models. - Fraud Risk Management (FRM)
Real-time fraud detection and scoring engine with behavioral analytics and rule-based controls. - Tokenization Services
Secure card-on-file and device-based token solutions for compliance with Visa, Mastercard, and domestic schemes. - Digital Payment Orchestration
APIs and platforms to manage digital wallets, P2P payments, and payment gateway routing. - Issuer and Acquirer Solutions
End-to-end platforms for prepaid, debit, and credit card issuance, lifecycle management, and clearing. - Financial Services APIs
Lending, recharge, bill payments, and mobile banking APIs to support banks and fintechs building embedded finance offerings.
Security and Compliance:
- Certified PCI-DSS, PCI-SSLC, ISO 27001
- Real-time monitoring and AI-based fraud controls
- Adherence to global and domestic regulatory frameworks
Regional Reach:
- 200+ banks served across India, Middle East, Africa, and Southeast Asia
- Deep presence in regulated markets with mission-critical payment infrastructure
Recognition:
- FCC50 – Chartis Research 2025: Segment Excellence in Payments
- Recognized leader in financial crime risk management and compliance automation
