TerraPay is a regulated global payments network enabling secure, real-time cross-border transactions for businesses, banks, and financial institutions. Headquartered in The Netherlands and licensed in 25+ global markets, TerraPay facilitates seamless, low-cost money movement—ensuring that even the smallest payments can travel safely across borders.
By building an expansive payment highway that connects mobile wallets, bank accounts, and money transfer operators worldwide, TerraPay helps its partners reach underserved markets and deliver transparent customer experiences at scale.
Core Capabilities:
- Global Payment Routing
Reach 7+ billion bank accounts and mobile wallets through a single integration. - Cross-Border Remittances
Enable real-time international transfers with transparent fees and full compliance coverage. - Wallet-to-Wallet Transfers
Interoperability across global digital wallets for P2P and business payments. - Bank Account Payouts
Direct deposits to bank accounts in local currencies with fast settlement. - Merchant Payment Solutions
Enable cross-border payment acceptance and disbursement for marketplaces and global merchants. - Regulatory Compliance
Licensed and regulated in 25 jurisdictions including key African, Asian, and European markets.
Partner Ecosystem:
- Banks and financial institutions
- Mobile money operators and wallets
- Remittance companies and PSPs
- Merchants and digital marketplaces
Presence in Africa:
TerraPay supports financial inclusion across African markets by connecting mobile money ecosystems, enabling last-mile access to cross-border payments. It works with partners in countries including Nigeria, Kenya, Ghana, Uganda, Côte d’Ivoire, and South Africa.
