Stitch builds modern payments infrastructure that connects businesses directly to Africa’s financial system. Through a powerful suite of APIs, Stitch enables companies to accept, manage, and optimize payments while improving customer experience and operational efficiency.
The platform is built to support digital businesses, fintechs, and enterprises with tools that simplify money movement, accelerate onboarding, and streamline financial workflows across bank and wallet rails.
Core Products and Capabilities:
- Pay-In (Collections)
Accept payments directly from bank accounts or wallets using secure, instant transfers. Customers don’t need cards. - Pay-Out (Disbursements)
Instantly send funds to customers, suppliers, or partners across supported bank accounts and mobile wallets. - Financial Account Linking
Link and verify user accounts for seamless transfers, insights, and authentication without manual input. - Payments Gateway
Unified gateway with intelligent routing and retry mechanisms to maximize payment success rates. - Recurring Payments & Debits
Enable subscription models and automated billing using secure, user-authorized debits. - Data and Reconciliation Tools
Real-time insights and reconciliation features to support finance teams and reduce manual errors.
Use Cases:
- Fintechs offering wallets, lending, or investment apps
- Marketplaces and platforms collecting payments from users
- SaaS businesses managing subscriptions
- Enterprises disbursing payouts to customers or gig workers
- Digital banks verifying and linking financial accounts
Regional Reach:
Stitch operates in key African markets including South Africa, Nigeria, and expanding across other fintech-forward economies. Its platform is used by digital-first businesses building financial products and services at scale.
