SPECTRA Technologies, founded in 1993 and headquartered in Hong Kong, is a trusted global provider of payment terminal hardware and merchant service solutions. With over three decades of experience, Spectra specializes in delivering smart POS devices that cater to the needs of merchants, banks, payment service providers, and fintechs worldwide.
Renowned for its S1 and tap-POS series, Spectra’s terminals blend innovation, robust performance, and user-friendly design—supporting multiple payment modalities including EMV cards, NFC/contactless, QR codes, and mobile wallets.
Key Products
- S1 Series Smart POS – Android-based smart terminals with touchscreen, 4G, Wi-Fi, and Bluetooth connectivity
- tap-POS Devices – ultra-portable tap-to-pay terminals for mobility-driven businesses
- Multifunction POS Terminals – support for card, QR, barcode, and e-wallet payments
- POS Accessories – printers, barcode scanners, cradle docks, and SIM modules
- Cloud-Based Terminal Management – remote configuration, software updates, and diagnostics
Core Services
- Payment Terminal Manufacturing & Supply – high-performance EMV L1/L2 and PCI PTS-certified terminals
- OEM/ODM Services – customized terminal hardware design and branding for PSPs and banks
- Integration Support – SDKs and APIs for payment gateway and application development
- Terminal Certification & Compliance Support – guidance for regulatory certifications including Visa, Mastercard, and UnionPay
- Global Logistics & After-Sales Service – repair, warranty, and logistics support across Asia, Africa, and the Middle East
Target Sectors
- Banks and acquirers
- Retailers and supermarkets
- Transport and ticketing operators
- Government revenue collection systems
- Fintechs and payment aggregators
Relevance to Africa
Spectra Technologies’ terminals are already used in several African markets via local payment integrators and acquirers. Their Android POS devices are especially well-suited for retail digitization, agency banking, and mobile merchant acceptance use cases in Kenya, Ghana, Nigeria, and South Africa.
Website: https://www.spectratech.com
