Razorpay — powering cross-border payments and embedded business banking for Africa-facing merchants and fintechs
Born in India’s vibrant fintech scene, Razorpay has evolved into a full-stack payments and business-banking platform that now equips African exporters, online retailers and fintech builders with PCI-DSS-compliant APIs, multi-currency acquiring and automated payouts. Its modular suite unifies customer collection, merchant disbursement and treasury workflows, helping businesses move money seamlessly between Africa, India and 100-plus other currency corridors.
Flagship products that resonate with African use-cases
- Payment Gateway – single-API checkout accepting cards, mobile wallets, UPI, net-banking and 100+ foreign currencies, with built-in 3-D Secure and tokenisation for higher approval rates.
- Payment Links & Pages – no-code links and hosted pages for Instagram shops, WhatsApp sellers and B2B exporters; supports real-time FX conversion and QR generation.
- Subscriptions & Smart Collect – automated recurring billing and virtual INR accounts that reconcile inward remittances from African banks in seconds.
- Razorpay X Business Banking – API-driven current accounts, instant payouts, payroll, tax payments and bank-account verification that plug into ERP or marketplace back-ends.
- Bulk & Scheduled Payouts – push salaries, supplier settlements or loan disbursements 24/7 via NEFT/RTGS, IMPS or Visa Direct; includes approvals, webhooks and audit trails.
- Omnichannel POS – Android card terminals (via the Ezetap acquisition) now fitted with AI self-healing to minimise downtime for in-store transactions.
