Pezesha, meaning “Capital Enabler,” is a digital financial infrastructure provider focused on delivering affordable financial services to underserved small and medium-sized businesses (SMBs) in Sub-Saharan Africa. The platform connects SMBs to working capital through a trusted, data-driven ecosystem that links lenders, businesses, and partners in a seamless network.
By leveraging alternative credit scoring, digital onboarding, and embedded finance solutions, Pezesha enables lenders to extend credit responsibly while giving SMBs access to the funding they need to grow. Its holistic approach supports financial inclusion and sustainable business growth across emerging markets.
Core Products and Capabilities:
SMB Lending Marketplace
Connects vetted small businesses with banks, microfinance institutions, and impact investors.
Alternative Credit Scoring
Data-driven risk assessment using transaction history, behavioral data, and business performance metrics.
Embedded Finance Solutions
Integration of lending services into partner platforms for seamless access to capital.
Digital Onboarding & KYC
Fast, compliant customer onboarding with identity verification and regulatory checks.
Financial Literacy & Support
Training and resources to help SMBs improve creditworthiness and business management.
