Paymentology is a cloud-native, next-generation global issuer-processor providing high-performance card issuing infrastructure to banks, fintechs, and mobile network operators across 60+ countries. Headquartered in London, UK, Paymentology is known for its ability to deliver real-time card processing, multi-cloud deployment, and deep transaction analytics across debit, credit, and prepaid card programs.
Core Products & Capabilities
- Card Issuing – full lifecycle support for debit, credit, and prepaid cards with instant issuance and multi-currency options
- Issuer Processing – scalable platform supporting real-time authorizations, transaction controls, and dynamic spending limits
- BIN Sponsorship – regulatory and licensing support for fintechs to issue Visa/Mastercard-branded cards
- Real-Time Data & Insights – live transaction analytics, risk scoring, and customer behavior monitoring
- Multi-Cloud Infrastructure – flexible, secure, and high-availability deployments across AWS, Azure, and GCP
- API-Driven Platform – developer-friendly integrations with banking cores, wallets, loyalty systems, and mobile apps
Advanced Solutions
- 3D Secure & Fraud Detection – integrated tools for secure authentication and fraud mitigation
- Tokenisation Support – for digital wallets like Apple Pay, Google Pay, Samsung Pay
- Customer Notifications – real-time messaging, SMS, and in-app alerts for every card transaction
- Open Banking Integration – supports modern digital banking ecosystems
Presence in Africa
Paymentology is actively supporting card issuance programs in several African countries, including:
- South Africa
- Kenya(Mpesa virtual cards)
- Nigeria
- Egypt
- Ghana
They partner with digital banks, mobile money operators, and challenger banks to launch and scale card programs with speed and compliance.
Strategic Value
- Cloud-native architecture built for agility, scale, and global compliance
- Instant card program launch using BIN sponsorship and embedded compliance
- Live data access for cardholders and issuers to make smarter real-time decisions
- Trusted by Tier-1 banks, telcos, and high-growth fintechs across emerging markets and developed economies
Paymentology is ideal for African institutions looking to accelerate digital card issuance, reduce time to market, and provide a data-rich, real-time card experience to customers.
Website: https://www.paymentology.com
