Paga

Paga is a payments and financial services ecosystem founded in 2009 to make it simple for one billion people to access and use money. The company is tackling two major challenges , reducing cash dependency in transactions and expanding access to financial services across Africa. Through its direct-to-consumer services and Platform-as-a-Service model, Paga enables individuals, businesses, and third parties to leverage its robust infrastructure for secure, efficient, and scalable financial operations.

With Nigeria as its first market, Paga serves over 20 million unique users, providing solutions that connect consumers, agents, and businesses in one unified network.

Core Products and Capabilities:

Consumer Services
Send and receive money for free, deposit to bank accounts, pay bills, purchase airtime or data, and make local or international remittances.

Agent Network
Trained and authorized agents providing community-level access to financial services, including bill payments, transfers, withdrawals, deposits, POS transactions, savings, and airtime sales, with earnings through commissions and bonuses.

Business Solutions
Online and offline payment collections, bulk disbursements, remittances, and bulk payments in cash or airtime to improve operational efficiency.

Platform-as-a-Service
Infrastructure enabling third-party companies to integrate and deliver payment and financial services at scale.

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