NjiaPay simplifies digital payments for African merchants through a unified Payments-as-a-Service (PaaS) platform. With one API integration, businesses gain access to multiple payment methods, processors, and real-time optimization tools across Africa.
NjiaPay acts like an in-house payments expert—managing performance, reducing complexity, and boosting transaction success rates—so online businesses focus on growth, not payment challenges.
Products and Capabilities:
- Single Integration API
Access a wide network of payment methods and PSPs across Africa through one integration. - Smart Payment Routing
Automatically optimize transactions for success rate, cost, and speed across connected PSPs. - Payment Method Aggregation
Support for cards, mobile money, bank transfers, USSD, wallets, and QR codes from a single platform. - Real-Time Monitoring and Issue Resolution
Intelligent tools for tracking payment performance and resolving transaction issues without merchant intervention. - Reconciliation and Settlement
Automated tools for multi-provider transaction tracking, reporting, and settlement consolidation. - Merchant Dashboard
Full visibility into payments, revenue analytics, and platform health from a unified dashboard.
Ideal For:
- E-commerce platforms
- Digital marketplaces
- Subscription-based services
- Logistics and delivery apps
- SaaS providers
- Aggregators and platforms operating across multiple African countries
Strategic Benefits:
- Faster time-to-market for payment capabilities
- Improved success rates and reduced transaction costs
- Less operational friction in managing payments across diverse African markets
