mobifin

MobiFin

MobiFin is a unified, next-generation digital financial services platform built to meet the evolving needs of banks, fintechs, telecom operators, credit unions, and digital service providers. Designed to power real-time, scalable, and secure financial ecosystems, MobiFin empowers financial institutions across Africa and globally to launch, manage, and scale innovative banking and payment services under a single platform.

With over 20 years of fintech expertise, MobiFin—originally launched as the technology arm of the Bankai Group—has earned the trust of 200+ organizations worldwide. Its modular architecture and API-first approach make it an ideal choice for digital transformation, embedded finance, and omnichannel payment innovation.

Key Solutions Offered by MobiFin:

  • Digital Banking Suite
    Enables banks and MFIs to launch mobile-first digital banks with features like onboarding, KYC, account management, and loans.
  • Payment Gateway & Switching Engine
    Supports real-time transaction routing, processing, and integrations across card schemes, mobile money, and wallets.
  • Agent Banking & Branchless Infrastructure
    Equips institutions to onboard, manage, and monitor agent networks with full transaction visibility and reporting.
  • Embedded Finance Enablement
    Empowers non-banks and ecosystems (retailers, telcos, super apps) to offer branded banking and payment services.
  • Wallet Platform
    Offers a secure, scalable e-wallet infrastructure for P2P, P2M, utility payments, airtime top-up, and bill payments.
  • Lending & Credit Management
    Includes loan origination, credit scoring, collections, and flexible repayment workflows with digital disbursement.
  • QR Code & NFC Payments
    Provides contactless payment acceptance and generation capabilities for merchants and users.

Services Provided:

  • Platform customization and system integration
  • End-to-end implementation and go-live support
  • 24/7 managed services and infrastructure hosting
  • White-labeled mobile app development
  • Compliance, KYC, and transaction security advisory

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