iPay is a Central Bank of Kenya–authorised payment processing and billing service provider offering secure, real-time, end-to-end payment solutions for businesses. The platform is designed to support e-commerce, m-commerce, mobile banking, and automated bulk payments, giving merchants a unified ecosystem to accept and manage transactions seamlessly.
With its flexible integration capabilities, iPay connects to existing POS and ERP systems while supporting multiple payment channels, including Visa, Mastercard, UnionPay International, Pesalink, M-PESA, Airtel Money, Equitel, and mobile banking. The iPay Wallet enables virtual payments between merchants and users, expanding digital payment convenience.
Core Products and Capabilities:
E-Commerce Payment Acquiring
Secure online payment processing for merchants, supporting global and local payment methods.
M-Commerce Payments
Mobile-friendly payment acceptance for in-app and mobile web transactions.
M-Banking & Mobile Money Solutions
Seamless integration with mobile money and mobile banking services for broader customer reach.
Automated Bulk Payments
Efficient bulk disbursement solutions for payroll, supplier payments, and mass payouts.
iPay Wallet
Virtual wallet for peer-to-peer and merchant transactions within the iPay ecosystem.
POS & ERP Integration
Flexible APIs for integrating payment solutions with existing point-of-sale and enterprise systems.
