iKhokha is a South Africa–based financial technology company committed to empowering entrepreneurs to compete in the digital economy. Headquartered in Umhlanga, iKhokha designs, develops, and manages all its digital payment solutions in-house, ensuring high-quality, affordable tools that help businesses start, run, and grow.
The company offers a full range of in-person and online payment solutions, from Tap & Go-enabled card machines and POS systems to eCommerce payment gateways like iK Pay Gateway and the iKhokha App. Merchants benefit from some of the lowest transaction rates in South Africa, which decrease as their sales increase. Beyond payments, iKhokha provides access to working capital via iK Cash Advance and enables value-added sales through prepaid services with iK Prepaid.
Core Products and Capabilities:
Card Machines & POS Systems
Tap & Go-enabled devices and integrated POS solutions for in-person payments.
E-commerce Payment Gateway
iK Pay Gateway for secure online payment acceptance.
iKhokha App
Mobile platform for transaction management, analytics, and value-added services.
Lowest Transaction Rates
Tiered pricing model rewarding merchants with lower rates as they sell more.
iK Cash Advance
Short-term working capital for merchants after three months of trading.
iK Prepaid
Sell prepaid products such as airtime and electricity directly from the iKhokha app.