Compass Plus Technologies is a global payments technology provider that enables financial institutions to build agile, secure, and scalable payment ecosystems. With a focus on innovation and digital transformation, the company supports a wide range of clients — from fintech startups and digital-first banks to established market leaders — to take full control of their digital banking and payment operations.
Their modular and flexible platform architecture is designed to future-proof banking and payment services, helping clients accelerate time-to-market and respond rapidly to changing market dynamics.
Key Products
- TranzAxis – an open, cloud-native, microservices-based platform for issuing, acquiring, switching, and digital banking
- TranzWare – a powerful and comprehensive suite for card and payment management
- Tokenisation & HCE – tools for secure mobile payments and card virtualisation
- Digital Wallet Solutions – support for QR, NFC, mobile money, and super-app ecosystems
- Fraud & Risk Management – real-time fraud detection, scoring, and analytics modules
Core Services
- Digital Banking Enablement – customizable banking modules for retail and SME segments
- Card Issuing & Processing – EMV and virtual card issuance, processing, and lifecycle management
- Switching & Acquiring – integrated tools for transaction routing, terminal management, and merchant acquiring
- Real-time Payments Infrastructure – support for instant payments and 24/7 availability
- Consulting & Integration Services – full implementation, migration, and system integration support
Use Cases Across Africa
Compass Plus Technologies’ payment solutions have supported several banking and financial services initiatives in Africa, including:
- Card issuing and switching for UBA Group
- Digital banking infrastructure for Ecobank subsidiaries
- Payment orchestration and acquiring in markets like Nigeria, Ghana, and Kenya
Industry Segments Served
- Commercial Banks
- Digital-Only Banks (Neobanks)
- Microfinance Institutions (MFIs)
- National Switch Operators
- Mobile Money Providers
- Fintechs and PSPs
