CARDSTEL

Established in 2011 and headquartered in Apapa, Lagos, Cardstel Solutions Limited is a leading Nigerian provider of smart-card manufacturing, personalisation, and electronic-systems integration. Backed by state-of-the-art production lines and ISO-grade quality controls, Cardstel delivers high-security PIN carrier cards, EMV plastic, scratch-off lottery cards, and custom smart cards with unrivalled speed and precision.

Key Differentiators

  • End-to-End Card Services – From blank plastic to fully personalised chip cards, Cardstel manages every stage in-house.
  • Advanced Personalisation (since 2013) – Secure chip embedding, data encryption, PIN printing & vending-terminal support.
  • Rapid Turnaround – High-throughput machinery enables faster lead times for Nigerian banks, telcos, and public-sector projects.
  • Strict Compliance & Security – Adherence to global card-manufacturing standards ensures tamper-resistant, fraud-proof products.
  • System-Integration Expertise – Turnkey terminals, POS hardware, and back-office software for seamless card programme roll-outs.

Markets Served

  • Financial Services – Tier-1 Nigerian and West-African banks, microfinance institutions, and card-issuing fintechs.
  • Telecommunications & Utilities – SIM/ recharge cards, prepaid power cards, and smart-meter scratch panels.
  • Government & Public Sector – Secure identity cards, voter IDs, transport cards, and social-benefit disbursement solutions.

With a reputation for quality, security, and exceptional customer service, Cardstel Solutions Limited remains the go-to smart-card partner for businesses looking to launch or scale card programmes across Nigeria and beyond.

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