Africapay, based in Moka, Mauritius, is a specialist consultancy and fintech software provider delivering turnkey card management, fraud prevention, and payment network integration solutions for Tier-1 banks and financial institutions across Africa. The company is recognized for its deep expertise in deploying Electra-based Card Management Systems (CMS) and providing end-to-end support for Visa, Mastercard, and Diners Club certifications.
Core Products & Solutions
- Electra CMS Implementation – full lifecycle deployment, upgrade, and support for Electra Card Management Systems
- Card Issuing Platforms – supports credit, debit, prepaid, virtual, and contactless card issuance
- Fraud Management Solutions – real-time fraud detection, alerting, and risk scoring tools
- EMV & Scheme Certification – support for certification processes for Visa, Mastercard, and local schemes
- DCC (Dynamic Currency Conversion) – implementation and integration of multi-currency transaction processing
- Integration Services – middleware development and integration to Core Banking, Switches, and Payment Gateways
Consulting & Technical Services
- Project management for large-scale CMS migrations and upgrades
- Custom software development for card lifecycle, PIN management, and customer self-service
- Data migration and performance optimization
- Training and ongoing technical support
African Market Presence
Africapay has delivered mission-critical payment technology and consulting projects in:
- Kenya
- Nigeria
- Ghana
- Tanzania
- Mauritius
- Zambia
Its clientele includes Tier-1 and mid-sized banks, regional card issuers, and national payment platforms requiring high availability, regulatory compliance, and integration with global schemes.
Key Differentiators
- Strong regional focus with deep understanding of African payment landscapes
- Experienced in high-availability systems and compliance with EMVCo and PCI-DSS standards
- Strong partnerships around Electra, Compass Plus, and ACI Worldwide solutions
- Proven ability to optimize issuer-switch-certifier ecosystems for rapid market readiness
Africapay is an ideal partner for banks, fintechs, and card issuers in Africa seeking expert CMS deployment, multi-scheme certification, and secure card issuance ecosystems.
Website: https://africapay.com
